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  Money Market Savings Advantage Savings High Yield Savings
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Benefits and Features
A highly competitive rate, plus the liquidity, flexibility and accessibility of a checking account.
A highly competitive rate, plus liquidity and flexibility, with limited bill payment.
No fees and no daily balance requirements. Compliments your Bofi checking account.
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Highly Competitive Interest Rates
Today's Rates 0.85% APY* 0.81% APY* 0.90% APY*
No Minimum Fees
No Maintenance Fees
Interest Compounded Daily
FDIC Insured
Free Online Statements
Free Online Images of Paid Checks
ATM Card
Online Inter Account Transfers
Check Writing Privileges
Yes, Limited
N/A
N/A
Free Bill Pay
N/A
Yes, Limited
N/A
Minimum Opening Deposit
$100
$100
$100
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All BofI Checking and Savings accounts are variable rate accounts and these rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit at the same rate for one year. We use the average daily balance method to calculate the interest on your checking or savings account. This method determines the average balance by adding the full amount of the principal in the account for each day within the statement period and dividing that figure by the number of days within the statement period. Interest is compounded daily and calculated on a 365 day basis. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest for checking and savings accounts is compounded daily and credited to your account on your monthly statement cycle date. Time Deposit rates are fixed for the term of the certificate. Time Deposits require a substantial penalty for early withdrawal. Please refer to the Disclosures and the Terms and Conditions for further information.
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