Terms and Conditions

Please review the following Terms and Conditions of Employment. After reviewing, if you choose to acknowledge your acceptance of these stated terms, conditions, and provisions, please print this page for future reference prior to clicking the I Agree button below.

We appreciate your interest in employment with our organization.

- I understand that Bank of Internet USA is an Equal Opportunity Employer. Bank of Internet USA (hereinafter referred to as the “Bank” and/or “Bank of Internet USA”) recruit and hire qualified candidates without regard to race, religion, color, sex, sexual orientation, age, national origin, citizenship and veteran or disability status, or any factors prohibited by law and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state and municipal laws. The Bank is governed equally by its firm belief that the success of Bank of Internet USA depends upon the full and effective use of the abilities of all employees, regardless of race, color, sex, sexual orientation, age, religion, national origin, veteran or disability status.

- I understand that Bank of Internet USA is committed to providing disabled candidates and employees with reasonable accommodations necessary for the completion of the application process and for performance of their essential job duties. I understand that if I need an accommodation in the completion of the application process, that I should request such accommodation.

- I understand that the Immigration Reform and Control Act of 1986 requires proof of authorization to be employed in the United States. Authorized documents must be presented within three days of the start of employment. Failure to present these documents will prohibit or discontinue employment.

- Candidates must be presently authorized to work in the U.S.

- I understand that federal law requires all Bank associates to be bonded and restricts employment of individuals who have been convicted of a crime involving dishonesty or breach of trust or who have avoided such a conviction by participating in a pre-trial diversion or similar program. I also understand that convictions of various other crimes may also restrict my eligibility for employment.

- I agree to be fingerprinted if requested by Bank of Internet USA or as required by applicable law, for purposes of conducting a criminal background check. I understand that my employment is contingent upon a satisfactory background check that meets Bank of Internet USA’s obligations as an FDIC insured institution and otherwise complies with any other applicable statute or law. Further, if I am employed by the Bank, I agree as a condition of continued employment to otherwise fully cooperate with any internal investigation conducted by the Company.

- I understand that if I am offered a position with Bank of Internet USA, the offer will be for employment on an at-will basis. That is, the employment relationship is not guaranteed for any specific period of time and may be ended by Bank of Internet USA or me at any time, with or without notice or cause.

- I understand that if I am considered an applicant, I hereby give Bank of Internet USA permission to request the preparation of an investigative consumer report that may include information relating to my criminal record and my character in connection with my application for employment. Should I become employed by Bank of Internet USA, I hereby give Bank of Internet USA permission to request the preparation of such an investigative consumer report to include credit report(s) at any time during my employment. I understand that I have the right to request that the Bank completely and accurately disclose the nature, scope, and results of the investigation requested. In addition, I also give Bank of Internet USA permission to investigate my employment history and police record.

- In accordance with applicable law, I understand that if I am considered an applicant and requested by Bank of Internet USA, I agree to undergo a screening for illegal drugs prior to or during my employment with the Company if requested or as legally required. I understand that a positive test result for illegal drugs or controlled substances will render me ineligible for employment at Bank of Internet USA at the time of the positive test result.

- I understand that if I am considered an applicant, I authorize Bank of Internet USA to contact my current and former schools, references, and previous employers to verify the information I have provided in the application and interview process as well as information as to my performance, attendance record and separation reason and I hereby release Bank of Internet USA, its officers, directors, employees or agents and any such individuals, corporations, or organizations who provide such information from any liability for claims for damages in relation to such contacts.

In the event you are offered and accept employment with Bank of Internet USA (as defined above), this document defines the conditions, nature, tenure and duration of your employment relationship with the Bank. Therefore please read carefully.

INTELLECTUAL PROPERTY AND CONFIDENTIALITY PROVISIONS

I hereby assign to Bank of Internet USA all my rights, title and interest in inventions, improvements, works of authorship, ideas, data, processes, computer software programs, discoveries (hereafter called intellectual property) conceived or developed by me alone or with others during my term of employment, relating to actual or anticipated business, research or development of Bank of Internet USA or any projects arising from my employment. I will disclose all intellectual property fully and promptly to my supervisor or manager and will execute all documents and do all things necessary to assist Bank of Internet USA, at its expense, in obtaining protection for intellectual property throughout the world.

I will maintain, in confidence, any proprietary and confidential information, including information relating to intellectual property, trade secrets, confidential business and technical information, processes, applications, business practices and agreements, financial information, drawings, plans, methods, manufacturing information, engineering, research and development, and know-how, obtained or developed by me. Such information is the sole property of Bank of Internet USA and I will not release the information to anyone outside Bank of Internet USA without prior authorization of my manager.

NON-SOLICITATION

If I am hired as an employee of the Bank, I agree that for the period of my employment by the Bank and for six months after the date of the termination of my employment with the Bank, I will not (i) solicit or induce any associate of the Bank to leave the employ of the Bank or (ii) solicit the business of any customer of the Bank (other than on behalf of the Bank) of whom I became aware or was introduced in the course of my duties for the Bank.

BANK RULES

I agree that during my employment with the Bank, and in performing my work, I must follow and obey the rules, procedures, guidelines and/or policies of the Bank and/or my department which are now in effect and/or which come into effect during the course of my employment.

HOURS, SCHEDULE AND JOB ASSIGNMENT

If employed by the Bank, I understand that my hours, schedule, shift, location and/or job duties are subject to change, and I authorize the Bank to do so. I may request or apply for a change in position or transfer, but I understand that I am not entitled to have any such request granted. Should a transfer occur anywhere in the Bank, the terms and conditions of my employment as set forth in this document remain in full force and effect.

I may resign at any time. I understand I should attempt to provide my manager with at least two weeks’ notice prior to the effective date of my resignation to ensure a smooth transition. I understand that failure to do so may jeopardize my eligibility for reemployment with the Bank. If I am employed by the Bank, I understand my employment is at will and the Bank may terminate or otherwise change my employment status at any time, with or without cause or notice. If my employment is terminated, I will receive only the salary or wages I have already earned for the time I have worked as of the date of the termination of my employment, and nothing more.

RETURN OF PROPERTY

If my employment is terminated, I will immediately return all property belonging to the Bank, its customers or suppliers, including such things as any keys, badges or passes issued to me, my employee credit and identification card(s), equipment and any other items given to me or in my possession as a result of my employment.

Upon my transfer or termination, I will give my manager a list of all computer systems or other access codes (such as passwords and log-on procedures) I have been assigned or used prior to my transfer or termination. I also agree that unless required in a new position with the Bank, I will discontinue using those codes when transferred or terminated.

SCOPE OF AGREEMENT

In the event I am employed by the Bank, I understand that this document is the complete agreement between the Bank and me, and takes the place of all prior oral and/or written agreements concerning the conditions, nature, tenure and/or duration of my employment relationship with the Bank. Any and all such prior oral and/or written agreements, expressed or implied, are invalid, except any specific provisions set forth in prior written agreements stating my compensation and/or benefits.

Any future changes to the terms and conditions of employment as described in this document must be in writing, signed by a senior officer of the Bank authorized to do so.

There are no implied promises, obligations, covenants or guarantees in connection with this document or in connection with my employment by the Bank.

CERTIFICATION AND AGREEMENT

I certify that all information I have provided as a part of this application process, including statements on this form are true and complete. I understand that providing any misinformation, making any omission or otherwise causing any inaccuracy to become a part of my application record will prohibit my employment or be grounds for dismissal at any time after it is discovered.

I understand the above stated terms, conditions and provisions included in this document and I agree that any employment relationship I may enter into with the Bank will be governed by these terms, conditions and provisions.

After you have carefully read the above, acknowledge your acceptance of these terms, conditions and provisions of your potential employment by the Bank by checking the I Agree checkbox.