If you get a lot of use from your checking account but don't want to be charged a lot of fees, the Basic Checking Account is for you - especially if you want to closely monitor the account activity online. You can open a Basic Checking Account with just $100.

• ATM fees reimbursed up to $6 per month
• No monthly service charge with a $100 average daily balance, otherwise $5 per month
• Initial check order provided free -- BofI 50 Pack
• 10 Bill Payments per month at no charge, additional bill payments .20 each
• Write 30 checks per month at no charge, additional checks .20 each
• Free banking by mail using BofI postage paid envelopes
• Debit Check Card available
• Overdraft Protection Line of Credit available to qualified applicants

• Account activity is always available online with real time account balance
• ATM or Debit Check Card provided free. Card transactions are reflected in your online activity as soon as the transaction is complete
• View images of paid checks online on the day they are paid
• Account information is available by telephone toll-free using our automated telephone voice response system
• Direct Deposit available -- have your payroll or government payments deposited directly into your account
• You may set-up an account sweep to act as overdraft protection from your savings account to your checking.
• Re-order checks directly online