Certificates of Deposit

Personal CDs	Rate	APY
6 Month	2.940%	2.980%
12 Month	2.820%	2.860%
24 Month	2.580%	2.610%
36 Month	2.870%	2.910%
48 Month	3.160%	3.210%
60 Month	3.400%	3.460%
View All Terms & Rates

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Individual

Joint

Trust (Family & Inter Vivos)

Non-Profit Corp. (Charities)

UTMA

Banks or Credit Unions

Certificates of Deposit are designed to reward depositors who can deposit funds and leave them on deposit for a specific length of time. The term of the Certificates can be as little as three months and as long as 60 months. The interest rates earned on Certificates is fixed for the term of the deposit. Certificates require a minimum deposit of $1,000. Please see our Interest Rate Table for the current interest rate yields earned for various terms on this account.

You may also email customerservice@BankofInternet.com with your desired term, if it is not found on the table, and we will provide you with an interest yield.

$1000 minimum to open
No fees
Compounded Daily
Paid Monthly into CD account, Deposit to BOFI Checking account, or Electronic transfer to your Checking Account at another bank
Certificate accounts can be opened up to a maximum of $100,000

Sorry - We do not offer IRA Accounts
A significant interest penalty is assessed if the funds are withdrawn prior to account maturity.