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Online Checking Accounts

We reimburse ATM Fees! What separates BofI.com from other online banks is our personal attention to our customers, low fees, great rates and a full line of valuable services. As your Internet Community Bank™ our goal is to provide you with the financial security, and personal service you need, anytime, from anywhere in the world. Our friendly customer service representatives are available to answer questions or help guide you through the Internet banking process. Our San Diego headquarters is also a branch office, serving many of our local customers. At Bank of Internet USA each and every customer is important to us. You are our top priority.

At Bank of Internet you will love the convenience of our online checking accounts. It's never been easier to manage your money. Open one of our online checking accounts today start saving time and money.

Whether you have a senior checking account, a freedom checking account or both, BofI has online checking accounts to fit your needs and your lifestyle.

Freedom Checking
The Freedom Account is an interest-earning checking account designed specifically for online banking. You can open a Freedom Checking account with just $100
  • Competitive interest rates
  • No monthly service charge if balance requirements are met
  • ATM reimbursement $7 per month
  • Free Unlimited Bill Payment
Learn More Today's Rates
Apply Online
Individual
Joint
Trust (Family & Inter Vivos)
Senior Checking
If you 50 or older, you can open a Senior checking account with just $50.
  • Competitive Interest Rates
  • No monthly service charge, no minimum balance required
  • ATM Reimbursement $8 per month
  • Free unlimited Bill Payment
  • Free BofI Classic Check printing
Learn More Today's Rates
Apply Online
Individual
Joint
Trust (Family & Inter Vivos)
Boomer Checking
If you are 40 or older, you can open a Boomer checking account with just $50.
  • Competitive interest rates
  • No monthly service charge, no minimum balance required
  • ATM reimbursement $8 per month
  • Free unlimited Bill Payment
  • Free BofI Classic Check printing
Learn More Today's Rates
Apply Online
Individual
Joint
Trust (Family & Inter Vivos)
Basic Checking
If you get a lot of use from your checking account but don't want to be charged a lot of fees, the Basic Checking Account is for you. You can open a Basic Checking Account with just $100.
  • No monthly service charge if balance requirements are met
  • ATM reimbursement $6 per month
Learn More
Apply Online
Individual
Joint
Trust (Family & Inter Vivos)
Student Checking
The Student Checking Account is available to all full time students who are at least 18 years old. You can open a Student Checking account with just $50.
  • No monthly service charge, no minimum balance required.
Learn More
Apply Online
Individual
Joint With Parent

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BANK OF INTERNET USA - PO BOX 919008, SAN DIEGO, CA 92191-9872