Committees

Members
• Paul Grinberg, Chairperson (Independent)
• Thomas Pancheri, (Independent)
• Gordon Witter, (Independent)
• Nick Mosich - Independent

This Committee is responsible for selecting the outside auditor, safety and soundness issues relating to the management of the Bank. Internal policies and procedures, as well as those established by regulatory authorities, or recommended by accountants, outside auditors, or counsel to the Bank will be reviewed by this Committee. The timeliness, thoroughness and accuracy of reports prepared by management also will be reviewed by this Committee.

Members
• Michelle Paulus, Chairperson (Independent)
• Paul Grinberg, (Independent)
• Gordon Witter, (Independent)

The Nominating Committee is appointed by the Corporation’s Board of Directors (the "Board") to assist the Board in selecting nominees for election to the Board and to monitor the composition of the Board. The Nominating Committee (the "Committee") shall undertake those specific duties and responsibilities listed below and such other duties as the Board shall from time to time prescribe.

The purpose of the Committee shall be to assess the performance of the Board and to make recommendations to the Board from time to time, or whenever it shall be called upon to do so, regarding nominees for the Board. All powers of the Committee are subject to the restrictions designated in the Corporation’s Bylaws and by applicable law.

Members
• John Gary Burke, Chairperson - (Independent)
• Thomas Pancheri (Independent)
• Gary Lewis Evans

This Committee will review and recommend to the Board a loan policy and any revisions thereof. It will then assume the implementation and adherence to the policy. The Committee also will serve as the first level of review, approval and/or recommendation to the Board of all loan transactions exceeding the lending authority of officers of the Bank.

Members
• Michelle Paulus, Chairperson (Independent)
• Gordon Witter, (Independent)
• Andy Micheletti
• Nick Mosich - Independent

This Committee will review the quality of the asset portfolio, contingencies and the banks risk in general. The Committee will review loan portfolio performance, loan classifications, and the adequacy of loan loss reserves.

Members
• Ted Allrich, Chairperson
• Gary Lewis Evans
• Andy Micheletti
• Jim Thomas
• Nick Mosich - Independent

This Committee will review and recommend to the Board and Investment Pricing Policy for the Bank. It will review and approve transactions exceeding the investment authority of officers of the Bank.

The Committee also will assure the implementation of the policy and adequacy of bank liquidity. In addition, it will review issues relating to the banks portfolio, duration, rates and assure the Bank management adheres to the IRR policy.

Members
• Gordon Witter, Chairperson (Independent)
• Paul Grinberg, (Independent)
• Thomas Pancheri, (Independent)
• Jerry Englert (Independent)

This Committee will establish goals for management and review the progress toward achieving those goals, as well as undertake a periodic general review of the performance of the CEO and that individual’s evaluation of management officers reporting to him. The hiring of critical employees by the Bank and the overall staffing of the Bank also will be reviewed by this Committee.