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Freedom Checking
Freedom Checking Rate APY
$1 to $9,999 3.000% 3.050%
$10,000 to $24,999 3.000% 3.050%
$25,000 to $49,999 3.000% 3.050%
$50,000 to $99,999 3.000% 3.050%
$100,000 + 3.000% 3.050%
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Individual
Joint
Trust (Family & Inter Vivos)

The Freedom Account is an interest-earning checking account designed specifically for online banking. You can open a Freedom checking account with just $100. It is an especially good value for customers who maintain an average daily balance of $1,000 or more.

  • Interest earning checking, compounded daily, paid monthly
  • ATM fees you pay reimbursed up to $7 per month
  • No monthly service charge with a $1,000 average daily balance, otherwise $4 per month
  • Initial check order provided free -- BofI 50 Pack
  • Unlimited Bill Payments at no charge
  • Free banking by mail using BofI postage paid envelopes
  • Debit Check Card available
  • Overdraft Protection Line of Credit available to qualified applicants
The following services and features included:
  • Account activity is always available online with real time account balance
  • ATM or Debit Check Card provided free. Card transactions are reflected in your online activity as soon as the transaction is completed
  • View images of paid checks online the day they are paid
  • Account information is available by telephone toll-free using our automated telephone voice response system
  • Direct Deposit available -- have your payroll or government payments deposited directly into account
  • You may set-up an account sweep to act as overdraft protection from your savings account to your checking
  • Re-order checks directly online

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BANK OF INTERNET USA - PO BOX 919008, SAN DIEGO, CA 92191-9872