New Deposit Insurance Limits

Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013.

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High Interest Checking Account

	With a Bank of Internet High Interest Checking account, you don’t have to sacrifice convenience to get a high interest rate. We provide you access and convenience of checking with the earning power of savings. Open a High Interest Checking account today and watch your money grow!

ACCOUNT FEATURES

ATM reimbursement (up to $8 per mo.)
Free online bill pay
Online images of statements & paid checks - accessible the day they are paid (5yr archive)
Unlimited check writing
Free initial checks
Visa Check Card
Overdraft protection available

ACCOUNT MINIMUMS

$500 min. initial deposit required
$5000 average daily balance in account to avoid fee

COSTS AND FEES

No minimum daily balance required
No monthly fee if balance exceeds $4,999 otherwise $7.50 per mo.

SAFE & SECURE

FDIC insured up to $250,000 per depositor
FDIC certificate number is 35546

RATES

.01%

APY

FDIC Insured

No min. balance

ATM Refunds

PLEASE READ THE IMPORTANT DISCLOSURES BELOW
This account requires a $500 minimum deposit to open. There is a monthly maintenance fee of $7.50 per month it the average daily balance falls below $4,999. This is a variable rate account and your interest rate and annual percentage yield may change daily. We use the average daily balance method to calculate the interest on your account. This method determines the average balance by adding the full amount of principal in the account for each day within the statement period and dividing that figure by the number of days in the statement period. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest for the account is compounded daily and credited to your account on your monthly statement cycle date.