Complete the short questionnaire below to get a personalized rate quote in seconds. No confidential information required.
Pricing Assumptions and Disclaimers: Our custom quote results default a Lender/Admin Fee of $1495 on all pricing scenarios.
For Adjustable-rate mortgage loans, the rate may change due to market conditions, causing a similar change in your future
APR. Your monthly payment can increase or decrease substantially based on the change in the interest rate. The payment
amount shown in the Custom Pricer results reflects principal and interest only, even if you choose to impound your taxes
and insurance, Price quote results assume that the cumulative Debt to Income (DTI) Ratio of all borrowers is less than
40%. DTIs over 40% may have a risk based price adjustment applied due to increased risk. Any loan with a subordinated
lien may incur the addition of a risk based price adjustment due to increased risk, and may require a 45 day minimum rate
lock period to ensure that the subordinating lender has time to approve the transaction. The 'Estimated Closing' column
does not include all customary third party fees that vary per transaction (ex: Title charges, Recording fees, Prepaid
Interest, Impound Acct Reserves, etc). Pricing results powered by NYLX.
Pricing Considerations: Custom Quote pricing results are only be given when the specific scenario requested passes
eligibility rules based on a streamlined set of data the prospective borrower enters. Results within the Custom Pricer
do not constitute a promise to extend credit to the user. The pricing results are based on dynamic financial markets.
A rate and price are not guaranteed until a customer has formally applied for mortgage financing with BofI. However a
Lender/Admin Fee of $1995 is applied to any transaction where the loan amount is greater than $300,000.
