1st Mortgage Refinance Assumptions

Assumptions

Our 1st mortgage refinance rates can vary based on your finances and credit history. The rates shown are examples of rates that are available today and assume an owner occupied primary residence. The Annual Percentage Rate (APR) for our 1st Mortgage Refinance Loans is fixed for the entire 15, 30, 40 year term. Index values are published by the Federal Reserve in Statistical Release H.15 (519) and are subject to increase.

Important Notices

The interest rates and annual percentage rates (APRs) shown are subject to change without notice. The actual interest rate offered is based on your credit history, FICO Score, loan amount, and combined loan to value (CLTV). Your APR will vary based on your final loan amount and actual finance charges. Consult your tax advisor about deductibility. Adequate homeowner’s insurance coverage is a requirement of this loan. Depending on your state, county and loan amount, a documentary stamp tax, intangible tax, and / or attorney fees may apply. Some states and counties may require mortgage taxes to be paid at the time of closing and will be paid out of loan proceeds.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR APPLYING FOR A LOAN:

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for a loan. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for other identifying documents.

For more information on Interest Only Loans click here: IOLoans

For more information on Adjustable Rate Loans click here: ARLoans