Personal Banking
At Bank of Internet USA, we offer personal banking services with a wide
variety of checking and savings products to serve our customers. As your
Internet Community Bank™ our goal is to provide you with the financial security,
and personal service you need, anytime, from anywhere in the world.
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Checking Accounts
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Savings Accounts
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Freedom Checking
The Freedom Account is an interest-earning checking account designed specifically
for online banking. You can open a Freedom Checking account with just $100
- Competitive interest rates
- No monthly service charge if balance requirements are met
- ATM reimbursement $7 per month
- Free Unlimited Bill Payment
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Senior Checking
If you 50 or older, you can open a Senior checking account with just $50.
- Competitive Interest Rates
- No monthly service charge, no minimum balance required
- ATM Reimbursement $8 per month
- Free unlimited Bill Payment
- Free BofI Classic Check printing
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Boomer Checking
If you are 40 or older, you can open a Boomer checking account with just $50.
- Competitive interest rates
- No monthly service charge, no minimum balance required
- ATM reimbursement $8 per month
- Free unlimited Bill Payment
- Free BofI Classic Check printing
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Basic Checking
If you get a lot of use from your checking account but don't want to
be charged a lot of fees, the Basic Checking Account is for you. You can
open a Basic Checking Account with just $100.
- No monthly service charge if balance requirements are met
- ATM reimbursement $6 per month
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Student Checking
The Student Checking Account is available to all full time students
who are at least 18 years old. You can open a Student Checking account
with just $50.
- No monthly service charge, no minimum balance required.
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Certificates of Deposit
Certificates of Deposit are designed to reward depositors who deposit
funds and leave them on deposit for a specific length of time.
- 3.46% APY
- $1,000 Minimum To Open Account
- No Monthly Service Charge
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Money Market Savings
The Money Market Account offers a superior rate of return on your money
with complete liquidity. Includes the convenience of unlimited deposits,
unlimited ATM withdrawals and up to 3 checks or ACH debits per month.
- $100 Minimum To Open Account
- 3.46% APY
- No Monthly Service Charge, no minimum balance required
- 3 checks per month
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Regular Savings
The Regular Savings Account can be started with a minimum deposit of $100.
Savings accounts for minors can be started for lesser amounts. This account can
be accessed with an ATM card.
- 2.00% APY
- No Monthly Service Charge
- $100 Minimum To Open Account
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