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Regular Savings
Regular Savings Rate APY
Regular Savings 1.980% 2.000%
Apply Online
Individual
Joint
Trust (Family & Inter Vivos)
UTMA

If you want to start an affordable Savings Account without fees and no balance requirements, this is the account for you. Open with a companion Checking Account for easy online transfers. You can open a Regular Savings Account with just $100.

  • Interest earning savings, compounded daily, paid monthly
  • No monthly service charge, no minimum balance requirement
  • Free banking by mail using BofI postage paid envelopes
  • ATM Card available
  • Automatic transfers - have a set amount transferred from your checking to your savings to help reach your savings goals
The following services and features are included:
  • Account activity is always available online with real time account balance
  • ATM provided free. Card transactions are reflected in your online activity as soon as the transaction is completed
  • Account information is available by telephone toll-free using our automated telephone voice response system
  • Direct Deposit
  • You may set-up an account sweep to act as overdraft protection from your savings account to your checking

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BANK OF INTERNET USA - PO BOX 919008, SAN DIEGO, CA 92191-9872