High Yield Savings Accounts

Compare Savings & CD Accounts

Bank of Internet offers an assortment of flexible high interest savings accounts for you. Whether you want to set aside your cash for five years and not think about it or you want to write checks from your account, we have the high interest savings account for you.

Advantage Savings	High Yield Savings	Money Market Savings	Certificate of Deposit

Those who want a highly competitive rate, plus the liquidity, flexibility with limited bill payment.	Those who want a savings account with no fees and no daily balance requirements.	Those who want a highly competitive rate, plus the liquidity, flexibility and accessibility of a checking account.	Those who can deposit funds and leave them on deposit for a specific length of time.
No maintenance fees or balance requirements Limited Bill Payment feature Online images of statements FDIC Insured ATM card available	No fees or balance requirements Compounded daily Easy automatic transfers between your BOFI accounts FDIC Insured ATM card available	Highly competitive interest rates No fees. No minimum balance required Online images of paid checks FDIC Insured ATM card available	Terms from three months to five years Compounded daily Free electronic transfer of interest FDIC Insured
View Rates	View Rates	View Rates	View Rates
Minimum Opening Deposit
$100	$100	$100	$1,000

All BofI Checking and Savings accounts are variable rate accounts and these rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit at the same rate for one year. We use the average daily balance method to calculate the interest on your checking or savings account. This method determines the average balance by adding the full amount of the principal in the account for each day within the statement period and dividing that figure by the number of days within the statement period. Interest is compounded daily and calculated on a 365 day basis. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest for checking and savings accounts is compounded daily and credited to your account on your monthly statement cycle date. Time Deposit rates are fixed for the term of the certificate. Time Deposits require a substantial penalty for early withdrawal. Please refer to the Disclosures and the Terms and Conditions for further information.