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Senior Checking
Senior Checking Rate APY
$1 to $9,999 3.340% 3.400%
$10,000 to $24,999 3.340% 3.400%
$25,000 to $49,999 3.340% 3.400%
$50,000 to $99,999 3.340% 3.400%
$100,000 + 3.340% 3.400%
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Individual
Joint
Trust (Family & Inter Vivos)

If you are 50 or older, the Senior Checking Account is for you. This is an interest-earning checking account designed specifically to meet the banking needs of seniors. You can open a Senior Checking Account with just $50.

  • Interest earning checking, compounded daily, paid monthly
  • ATM fees reimbursed up to $8 per month
  • No monthly service charge, no minimum balance required
  • Unlimited Bill Payments at no charge
  • Free banking by mail using BofI postage paid envelopes
  • Debit Check Card available
  • Overdraft Protection Line of Credit available to qualified applicants
The following services and features are included:
  • Account activity is always available online with real time account balance
  • ATM or Debit Check Card provided free. Card transactions are reflected in your online activity as soon as the transaction is completed
  • View images of paid checks online the day they are paid
  • Account information is available by telephone toll-free using our automated telephone voice response system.
  • Direct Deposit available -- have your payroll or government payments deposited directly into your account
  • You may set-up an account sweep to act as overdraft protection from your savings account to your checking
  • Re-order checks directly online

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BANK OF INTERNET USA - PO BOX 919008, SAN DIEGO, CA 92191-9872