Senior Checking

If you are 50 or older, the Senior Checking Account is for you. This is an interest-earning checking account designed specifically to meet the banking needs of seniors. You can open a Senior Checking Account with just $50.

• Interest earning checking, compounded daily, paid monthly
• ATM fees reimbursed up to $8 per month
• No monthly service charge, no minimum balance required
• Unlimited Bill Payments at no charge
• Free banking by mail using BofI postage paid envelopes
• Debit Check Card available
• Overdraft Protection Line of Credit available to qualified applicants

• Account activity is always available online with real time account balance
• ATM or Debit Check Card provided free. Card transactions are reflected in your online activity as soon as the transaction is completed
• View images of paid checks online the day they are paid
• Account information is available by telephone toll-free using our automated telephone voice response system.
• Direct Deposit available -- have your payroll or government payments deposited directly into your account
• You may set-up an account sweep to act as overdraft protection from your savings account to your checking
• Re-order checks directly online
• Check printing provided free - BofI classic collection only (limited to 1-box every 6 months)