Today's Rates
| Rates Effective 05/09/2008 |
For Personal, Trust and Non-Profit (Charities)
| Freedom Checking |
Rate |
APY |
| $1 to $9,999 |
3.000% |
3.050% |
| $10,000 to $24,999 |
3.000% |
3.050% |
| $25,000 to $49,999 |
3.000% |
3.050% |
| $50,000 to $99,999 |
3.000% |
3.050% |
| $100,000 + |
3.000% |
3.050% |
| Apply NowMore Info... |
| Senior Checking |
Rate |
APY |
| $1 to $9,999 |
3.340% |
3.400% |
| $10,000 to $24,999 |
3.340% |
3.400% |
| $25,000 to $49,999 |
3.340% |
3.400% |
| $50,000 to $99,999 |
3.340% |
3.400% |
| $100,000 + |
3.340% |
3.400% |
| Apply NowMore Info... |
| Boomer Checking |
Rate |
APY |
| $1 to $9,999 |
3.050% |
3.100% |
| $10,000 to $24,999 |
3.050% |
3.100% |
| $25,000 to $49,999 |
3.050% |
3.100% |
| $50,000 to $99,999 |
3.050% |
3.100% |
| $100,000 + |
3.050% |
3.100% |
| Apply NowMore Info... |
| Money Market Svgs |
Rate |
APY |
| $1 to $9,999 |
3.400% |
3.460% |
| $10,000 to $24,999 |
3.400% |
3.460% |
| $25,000 to $49,999 |
3.400% |
3.460% |
| $50,000 to $99,999 |
3.400% |
3.460% |
| $100,000 + |
3.400% |
3.460% |
| Apply NowMore Info... |
Home Equity Rates | | | Fixed/ARM Loans | | Product Name | Rate | APR | Fees |
|---|
| 3/1 Standard ARM | 7.300% | 7.800% | $0.00 | | 3/1 Interest Only | 7.500% | 7.863% | $0.00 | | 5/1 Standard ARM | 7.520% | 7.789% | $0.00 | | 5/1 Interest Only | 7.620% | 7.839% | $0.00 | | 7/1 Standard ARM | 7.750% | 7.859% | $0.00 | | 7/1 Interest Only | 7.850% | 7.920% | $0.00 | | | | Fixed Installment Loans | | Product Name | Rate | APR | Fees |
|---|
| 5 Yr Term | 6.990% | 6.990% | $0.00 | | 7 Yr Term | 6.990% | 6.990% | $0.00 | | 10 Yr Term | 6.990% | 6.990% | $0.00 | | 15 Yr Term | 6.990% | 6.990% | $0.00 | | 20 Yr Term | 7.090% | 7.090% | $0.00 |
*Rates based on 720+ credit scores and $50,000 loan amount.
Multi Family Rates BofI Standard 3 Year ARM (3/27) | | | Program Name | Rate | Margin | Points | Floor | Ceiling |
|---|
| 3/27 LIBOR | 6.730% | 2.500% | 1.00 | 6.230% | 12.730% | | 3/27 LIBOR | 6.830% | 2.500% | 0.50 | 6.330% | 12.830% | | 3/27 LIBOR | 6.930% | 2.500% | 0.00 | 6.430% | 12.930% | | 3/27 LIBOR | 7.330% | 2.500% | -0.50 | 6.830% | 13.330% | | 3/27 LIBOR | 7.730% | 2.500% | -1.00 | 7.230% | 13.730% |
BofI Standard 5 Year ARM (5/25) | | | Program Name | Rate | Margin | Points | Floor | Ceiling |
|---|
| 5/25 LIBOR | 6.780% | 2.500% | 1.00 | 6.280% | 12.780% | | 5/25 LIBOR | 6.880% | 2.500% | 0.50 | 6.380% | 12.880% | | 5/25 LIBOR | 6.980% | 2.500% | 0.00 | 6.480% | 12.980% | | 5/25 LIBOR | 7.266% | 2.500% | -0.50 | 6.766% | 13.266% | | 5/25 LIBOR | 7.551% | 2.500% | -1.00 | 7.051% | 13.551% |
BofI Standard 7 Year ARM (7/23) | | | Program Name | Rate | Margin | Points | Floor | Ceiling |
|---|
| 7/23 LIBOR | 6.870% | 2.500% | 1.00 | 6.370% | 12.870% | | 7/23 LIBOR | 6.970% | 2.500% | 0.50 | 6.470% | 12.970% | | 7/23 LIBOR | 7.070% | 2.500% | 0.00 | 6.570% | 13.070% | | 7/23 LIBOR | 7.292% | 2.500% | -0.50 | 6.792% | 13.292% | | 7/23 LIBOR | 7.514% | 2.500% | -1.00 | 7.014% | 13.514% |
BofI Standard 10 Year ARM (10/20) | | | Program Name | Rate | Margin | Points | Floor | Ceiling |
|---|
| 10/20 LIBOR | 7.180% | 2.500% | 1.00 | 6.680% | 13.180% | | 10/20 LIBOR | 7.280% | 2.500% | 0.50 | 6.780% | 13.280% | | 10/20 LIBOR | 7.380% | 2.500% | 0.00 | 6.880% | 13.380% | | 10/20 LIBOR | 7.562% | 2.500% | -0.50 | 7.062% | 13.562% | | 10/20 LIBOR | 7.744% | 2.500% | -1.00 | 7.244% | 13.744% |
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