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Bank of Internet USA Online Banking and Financial Blog

Information, Insights, and Expert Advice

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How Much Money Should I Keep in My Savings Account?

First, a hearty congratulations to you. If you’re looking to build your savings, you’re already ahead of 61 percent of Americans who don’t even have enough savings to cover $1,000. However, while squirreling money away for savings is generally a good idea, it’s still a balancing act. Putting too...

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First Checking: What Is an APY?

As a teen weighing your financial options for the first time, it can be hard to determine which checking account best meets your needs. With account minimum balances, annual fees, and overdraft charges, it can seem overwhelming.  APY (Annual Percentage Yield) is a key component of any...

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Not All Checking Accounts Are Equal

When it comes to selecting a checking account, it’s not necessarily easy to find the right fit. Depending on your banking habits, you may require a checking account that lets you access ATMs throughout the country without the high fees or offers overdraft protection in the event of an...

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The Mover’s Checklist – 7 Must-Do Items

Whether you are moving down the street or across the country, relocating can be a stressful event for you and your family. However, you can better prepare yourself for your move by breaking it down into steps and making sure that nothing falls between the cracks, which in turn will help to...

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How You Can Protect Yourself against Internet Scams

Many consumers think that they are able to spot an online scam instantly. However, in 2015 more than 288,000 people were reported to have been victims of an Internet crime.[I]  Are you prepared to protect yourself and your personal information against online scams?Knowing what to watch out...

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