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What Are FICO Scores and How Do They Work?

When you’re shopping around for a new mortgage, one term you can’t escape is FICO score. Every lender bases your mortgage-rate calculation at least in part on your FICO score, but how well do you understand what a FICO score is and how it works? What Is a FICO Score? A FICO score is a numerical...

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Five Reasons to Reduce Your Debt Today

Loans and credit card debt can be a necessity. They can help pay for college or buy a car, but they can also hurt you when it comes time to purchase a new home or refinance your current mortgage. The mortgage specialists of Bank of Internet USA present five ways that getting your debt under...

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Saving for Your Dream Retirement

Are you ready for retirement? Whether your retirement is 40 years away or right around the corner, ensure you have a happy and financially healthy retirement by putting together your savings plan today.  Retirement planning doesn’t need to be hard, and you don’t need to save tens of...

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The Easiest and Safest Way to Transfer Money

Do you have cash in your wallet right now? If you said no, you’re not alone. A survey conducted by Princeton Survey Research Associates International found that nearly 1 in 10 Americans no longer carry paper money with them on a daily basis, while 49 percent of Americans carry $20 or less at...

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Buying Your First Home

Buying your first home may seem challenging. While it can be fun to look through real estate sites searching for your dream home, the real work comes when it’s time to focus on your finances. To purchase a home, you need to determine your debt-to-income ratio and create a solid budget. Bank of...

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