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Do Your Research Before You Make an Offer

Buying a home is an exciting time and it is easy to get wrapped up and forget about what you really need from your new house. While it may be possible to rescind your offer to buy a home, it is best to do as much research before putting in your offer to make sure you are comfortable purchasing...

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What Are FICO Scores and How Do They Work?

When you’re shopping around for a new mortgage, one term you can’t escape is FICO score. Every lender bases your mortgage-rate calculation at least in part on your FICO score, but how well do you understand what a FICO score is and how it works? What Is a FICO Score? A FICO score is a numerical...

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Buying Your First Home

Buying your first home may seem challenging. While it can be fun to look through real estate sites searching for your dream home, the real work comes when it’s time to focus on your finances. To purchase a home, you need to determine your debt-to-income ratio and create a solid budget. Bank of...

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Locking in a Low Mortgage Rate

Are you looking to buy a new home this year? While you may have a budget set aside, a big factor in your ability to purchase a home will be the mortgage rate you will get. As you start shopping around for the best mortgage rate, it can get confusing as to what you really need to qualify for the...

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For Sale By Owner: Pros and Cons of Selling a Home without a Real Estate Agent

For Sale By Owner Home prices are the best they have been in years, and with the upcoming season change from winter to spring, now is the time to get your home on the market. When you bought your current home, you may have used a real estate agent during the home buying process. You probably...

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