APY Interest Calculator

How fast will your interest add up?

Bank of Internet USA's competitive interest rates can make a positive impact on your bottom line. Just enter a few simple pieces of information in our Interest Calculator to see your earned interest and ending balance.

Initial Deposit:
The starting balance for your deposit.

Interest Rate:
The published interest rate for the product you are interested in (enter the actual interest rate, not the APY).

Compounding:
Select daily. All of our products calculate interest daily.

Ending Balance:
The calculator will calculate the ending balance, including interest earned, once you have entered the Initial Deposit, Interest Rate and selected Compounded Daily.

Annual Percentage Yield (APY):
The calculator will calculate the APY which is the actual interest earned per year.

Our Current Rates

Term APY1 Rate
Rewards Checking 1.25% 1.24%
Platinum Checking 0.71% 0.71%
Golden Checking 0.20% 0.20%
High Yield Savings 0.61% 0.61%
Money Market Savings 0.75% 0.75%
3 month CD 0.55% 0.55%
6 month CD 0.75% 0.75%
12 month CD 1.00% 1.00%
24 month CD 1.20% 1.19%
36 month CD 1.30% 1.29%
48 month CD 1.40% 1.39%
60 month CD 1.50% 1.49%