How fast will your interest add up?

Bank of Internet USA's competitive interest rates can make a positive impact on your bottom line. Just enter a few simple pieces of information in our Interest Calculator to see your earned interest and ending balance.





Term APY* Rate

Rewards Checking 1.25% 1.24%
Platinum Checking 0.71% 0.71%
High Yield Savings 0.61% 0.61%
Money Market Savings 0.75% 0.75%
3 month 0.15% 0.15%
6 month 0.25% 0.25%
12 month 0.55% 0.55%
24 month 0.70% 0.70%
36 month 0.90% 0.90%
48 month 1.05% 1.04%
60 month 1.35% 1.34%

Initial Deposit:

The starting balance for your deposit.

Interest Rate:

The published interest rate for the product you are interested in (enter the actual interest rate, not the APY).


Select daily. All of our products calculate interest daily.

Ending Balance:

The calculator will calculate the ending balance, including interest earned, once you have entered the Initial Deposit, Interest Rate and selected Compounded Daily.

Annual Percentage Yield (APY):

The calculator will calculate the APY which is the actual interest earned per year.