Mortgage Calculator

Calculate your monthly mortgage payment using the calculator below.

Estimate Your Monthly Mortgage Payment

When looking to purchase a new home, it’s a good idea to know what your monthly mortgage payments will be so that you can set a realistic budget. By providing a few simple details, you can use our Mortgage Calculator to help determine your future mortgage payments for different loan programs. Hover over the data entry fields for further information on what to enter.


Today's Mortgage Rates

5/1 Adjustable Rate Mortgages (ARMs) as low as:

4.125% Rate 1   |  4.787% APR 2


Mortgage Options

We offer a and can help you determine which one best suits your needs. To have your questions answered by a knowledgeable Mortgage Consultant or to lock in your low rate today, call us at 1.888.546.2634 .

You can also research some of the many mortgage options available from Bank of Internet USA, including:

  • Also known as conventional loans, these are the most common home loans in the U.S.
  • These loans exceed the federal lending limit, which is currently $424,100 in most U.S. counties.
  • These highly customizable mortgages can range from $300,000 to $5 million or more.

Whatever your unique needs as a homebuyer, we can tailor a loan to your specific circumstances. Simply call us at 1.888.546.2634 for more information.


Why Work with Bank of Internet USA?

Mortgage Calculator


Invalid home price


Invalid down payment

Invalid program


Invalid rate


Invalid Tax amount


Invalid Insurance amount

Total Payment$1,478P&I$1,111Taxes$300Insurance$67


Bank products and services are offered by BofI Federal Bank. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. All approvals are subject to underwriting guidelines. Programs, rates, terms, and conditions are subject to change without notice. Restrictions may apply.

The estimates presented in this calculator do not include loan fees or origination fees.

This calculator is used for informational purposes only. It is not binding nor a good faith estimate, as it is not an advertisement presented within the guidelines required by the Truth-In-Lending Act or other pertinent federal regulations.

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