Rewards Checking
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NWTF Members

Get started by opening your Rewards Checking account today!


Buying a Home? Refinancing?

Exclusive $300 discount for National Wild Turkey Federation members on our standard lender fee of $950.

Exclusive Offer for NWTF Members and Supporters

NWTF and Bank of Internet USA have teamed up to offer NWTF members and supporters this exclusive offer on a Rewards Checking account.

Account Benefits

  • No monthly maintenance fees and no minimum monthly balance. Really!
  • Free Cash-Back Purchase Rewards
  • Unlimited ATM reimbursements2 — if you aren't near an ATM, you can get cash back when you shop at most grocery stores, gas stations and super stores and pay no fees.
  • Free Mobile Deposit — Deposit checks instantly 24/7 wherever you and your phone go.
  • Free MyDeposit — Deposit checks instantly from the comfort of your home or office
  • Free starter kit of checks if ordered at account opening
  • Free Visa® Debit card
  • Free online banking with free Bill Pay, Mobile Banking, email and text messaging alerts
  • Free Person to Person Transfers Popmoney
  • Free online images of checks and statements
  • Free FinanceWorks powered by Quicken, an easy budgeting tool available to Rewards Checking customers
  • Free postage-paid envelopes
  • Free online transfers
  • Overdraft protection available
  • FDIC insured — certificate number 35546

Steps to Building Your Top Reward Rate


REWARDS CHECKING
Minimum to earn APY1
Rate APY1
Receive direct deposits each month totaling $1,000 or more   .4166%
Use your Rewards Checking Visa® Debit Card at least 10 times per month for normal everyday purchases (min $3 per transaction)   .4166%
Use your Rewards Checking Visa® Debit Card for 15 or more times per month for normal everyday puchases (min $3 per transaction)   .4166%
TOTAL 1.24% 1.25%

 

Example of how to earn .833% APY1

For example if you receive the qualifying direct deposit from your employer (.4166%) and use your Visa® Debit Card at least 10 (.4166%). You will earn a total of .8333% APY1 having accomplished 2 of the 3 steps. NOTE: Visa® Debit Card transactions must be $3 or more to qualify and any balances greater than $150,000 will not earn interest.

Example of how to earn .833% APY1

For example if you use your Visa® Debit Card 15 or more times (.4166% for the first 10 purchases + .4166% for 15 or more purchases). You will earn a total of .8333% APY1 having accomplished 2 of the 3 steps. NOTE: Visa® Debit Card transactions must be $3 or more to qualify and any balances greater than $150,000 will not earn interest.

Example of how to earn 1.25% APY1

For example if you receive the qualifying direct deposit from your employer (.4166%), and use your Visa® Debit Card 15 or more times (.4166% for the first 10 purchases + .4166% for 15 or more purchases) You will earn 1.25% APY1 having accomplished all of the steps. NOTE: Visa® Debit Card transactions must be $3 or more to qualify and any balances greater than $150,000 will not earn interest.

Turn everyday purchases into cash. Let us show you how.

Did you know? You're eligible for exclusive cash back offers when using your Bank of Internet USA Visa® Debit Card at the types of places you like to shop.

How it works...

1. Click

to activate exclusive cash back offers at the places you like to shop.

2. Shop

online or in stores to redeem your offers by paying with your card. No coupons needed!

3. Enjoy

auto cash back — deposited right into your account at the end of next month.

Log in to Bank of Internet USA at https://www.mybankofinternet.com and let the savings begin.

If you have questions, please don't hesitate to contact us by email at customerservice@bankofinternet.com or call us toll free on 1-877-541-2634.

View Purchase Rewards video here.

Find The Online Checking Account That's Right For You

Which Bank of Internet USA Checking account best fits your needs? Compare them side-by-side then open an account online.

Overdraft Protection


Peace of mind vs. in a bind

What happens if an important check does not clear due to a miscalculation? With Overdraft Protection from Bank of Internet USA, you do not need to take the risk of having a check returned at all. It’s exactly the peace of mind you need. Best of all, if you never use our Overdraft Protection, it doesn’t cost you a thing.

Overdraft protection by linking accounts

Link your online checking account to an online savings or money market account, Use the balance in the linked account to cover the shortfall in your online checking account (up to the full balance of the linked account).

To set up: log in to your account and send us a secure message indicating the last 5 digits of the two account numbers you would like to have linked together (regulations limit savings and money markets accounts to a maximum of 6 transactions per month).