Overdraft Protection: We've Got You Covered
Many of us have been there. You pay an important bill with a check, and you're sure you've got enough money in your account to cover it, only to find out that your calculations weren't quite right...
If you have Overdraft Protection from Bank of Internet USA, that scenario doesn't have to end badly. You can rest easy knowing that we've got you covered. Plus, if you never use your Overdraft Protection, it won't cost you a single dime.
Enable Overdraft Protection by Linking Accounts
If you wish, you can link your CashBack checking account to your Bank of Internet USA Smart Savings account or Smart Money Market account and use the balance in the linked account to cover the shortfall in your online checking account up to the full balance of the linked account.
To Link Accounts: log in to your Bank of Internet USA account and send us a secure message indicating the last five digits of the two account numbers you would like to have linked together (regulations limit savings and money markets accounts to a maximum of six transactions per month).