CashBack Checking

Earn Up to 1.00% Cash Back1,2

Earn cash back every time you use your Bank of Internet USA Visa® Debit Card. With CashBack Checking from Bank of Internet USA, you’ll earn up to 1.00%1,2 cash back on your signature-based transactions, plus you'll enjoy easy online access to your checking account while paying no annual fees or monthly maintenance fees.

The Rewards

  • Earn up to 1.00% 1,2 cash back when you use your Bank of Internet USA debit card
  • Unlimited domestic ATM reimbursements
  • Exclusive on top of the up to 1.00% cash back you earn for using your debit card

The Basics

  • No monthly maintenance fees
  • No annual fee
  • Unlimited check writing

Free Online Banking

The CashBack Checking account also offers , including:

Additional CashBack Checking Benefits

Free MX Money Management
An easy to use budgeting tool available to CashBack Checking Customers.

Popmoney® allows you to send, request, and receive money with ease. It's totally safe and secure and requires no more effort than texting or emailing.

Green Dot®
You can deposit cash into your checking account nationwide3 with your Bank of Internet USA debit card.

Make the Most of Your Ability to Earn Cash Back

When you open a CashBack Checking account, you'll be able to take advantage of exclusive cash back offers whenever you use your Bank of Internet USA Visa® Debit Card at the sorts of places you do your regular shopping.

The CashBack Checking account allows you to earn up to 1.00% 1,2 cash back when you use your debit card for select signature-based transactions. These cash back offers are an additional benefit. Here's how it works:

  1. Click to activate exclusive cash back offers at the places you like to shop.
  2. Shop in physical stores or online to redeem your cash back offers by paying with your Bank of Internet USA debit card. No coupons necessary!
  3. Enjoy cash back automatically! It will be deposited directly into your checking account at the end of the next month.

Log in to your account at Bank of Internet USA at to let the savings flow.

If you have any questions about how you can truly make the most of your CashBack Checking account, please feel free to contact us by email at or to call us toll free at 1-877-541-2634.

Overdraft Protection: We've Got You Covered

Many of us have been there. You pay an important bill with a check, and you're sure you've got enough money in your account to cover it, only to find out that your calculations weren't quite right...

If you have Overdraft Protection from , that scenario doesn't have to end badly. You can rest easy knowing that we've got you covered. Plus, if you never use your , it won't cost you a single dime.

Enable Overdraft Protection by Linking Accounts

If you wish, you can link your CashBack checking account to your or and use the balance in the linked account to cover the shortfall in your online checking account up to the full balance of the linked account.

To Link Accounts: log in to your Bank of Internet USA account and send us a secure message indicating the last five digits of the two account numbers you would like to have linked together (regulations limit savings and money markets accounts to a maximum of six transactions per month).