CashBack Checking

Earn Up to 1.00% Cash Back1,2

Earn cash back every time you use your Bank of Internet USA Visa® Debit Card. With CashBack Checking from Bank of Internet USA, you’ll earn up to 1.00%1,2 cash back on your signature-based transactions, plus you'll enjoy easy online access to your checking account while paying no annual fees or monthly maintenance fees.

The Rewards

  • Earn up to 1.00% 1,2 cash back when you use your Bank of Internet USA debit card
  • Unlimited domestic ATM reimbursements

The Basics

  • No monthly maintenance fees
  • No annual fee
  • Unlimited check writing

Free Online Banking

The CashBack Checking account also offers , including:

A woman buying a new wardrobe from the cashback she earned on her Bank of Internet Cashback Checking account

Additional CashBack Checking Benefits


Green Dot®
You can deposit cash into your checking account nationwide3 with your Bank of Internet USA debit card.

Overdraft Protection: We've Got You Covered

Many of us have been there. You pay an important bill with a check, and you're sure you've got enough money in your account to cover it, only to find out that your calculations weren't quite right...

If you have Overdraft Protection from , that scenario doesn't have to end badly. You can rest easy knowing that we've got you covered. Plus, if you never use your , it won't cost you a single dime.

Enable Overdraft Protection by Linking Accounts

If you wish, you can link your CashBack checking account to your or and use the balance in the linked account to cover the shortfall in your online checking account up to the full balance of the linked account.

To Link Accounts: log in to your Bank of Internet USA account and send us a secure message indicating the last five digits of the two account numbers you would like to have linked together (regulations limit savings and money markets accounts to a maximum of six transactions per month).