Compare Checking Accounts

Which Bank of Internet USA checking account is best suited to your unique financial needs? We invite you to use the Checking Account Comparison Table below to compare the features of our checking accounts side-by-side.

Earn Up To

1.25%

APY1,2


Designed for heavy debit card users who fund their account by direct deposit.


NO FEES

For overdraft or non-sufficient funds


UNLIMITED

Reimbursement of any and all domestic ATM fees6


1.25% APY

Can be earned by meeting 3 conditions


Earn Up To

0.71%

APY1,3


Perfect for people who carry larger balances and don’t visit the ATM regularly.


NO FEES

For overdraft or non-sufficient funds


UP TO $8/mo

Reimbursement of any and all domestic ATM fees6


0.71% APY

Is earned on all balances with a $5,000 minimum


Earn Up To

1.00%

Cash Back4


Best for those who prefer to use a debit card over a credit card to earn cash back.


HAS FEES

For overdraft or non-sufficient funds


UNLIMITED

Reimbursement of any and all domestic ATM fees6


1.00% CASH BACK

On eligible purchases when you maintain a $1,500 balance


Earn

0.20%

APY1,5


Made for heavy check writers who only withdraw cash from an ATM occasionally.


HAS FEES

For overdraft or non-sufficient funds


UP TO $8/mo

Reimbursement of any and all domestic ATM fees6


FREE CHECKS

Receive an order of 50 free checks every 6 months


Non-Interest

Bearing


Ideal for those who want a fee free account with no minimums or requirements.


NO FEES

For overdraft or non-sufficient funds


UNLIMITED

Reimbursement of any and all domestic ATM fees6


FREE

With no account fees or minimum balance to meet


For All Checking Accounts

No monthly maintenance fee
Member FDIC
Overdraft protection available

Can’t Decide Which Checking Account is Right for You?

Take our quick quiz to see which checking account best matches your goals and lifestyle.

Expect More from Your Checking Account

Whether you open an interest-bearing account, such as our or our ; our , which allows you to earn cash back for shopping at your favorite retailers; or our , which makes it easier than ever to manage your finances, you should expect more from your checking account.

When you open a checking account with Bank of Internet USA, you will enjoy these premium benefits:


To learn more about any of these checking accounts, please call us at 1-877-541-2634 or email us at .