Your Financial Peace of Mind Is Essential
Even the most careful among us can use a margin of error. It's not right that a person's financial future
could be put in jeopardy because of a simple, honest miscalculation. To err, after all, is human.
Bank of Internet USA offers
Overdraft Protection as part of its Essential Checking account. With
Overdraft Protection, you don't have to worry about having a check returned due to insufficient funds
in your account. On the other hand, if you never use Overdraft Protection, you don't have to worry about
any fees associated with it. It's there simply if you need it.
Link Accounts to Enable Overdraft Protection
As with our interest-bearing
Rewards Checking and
Platinum Checking accounts, you can link your Essential Checking account to another Bank of Internet
USA checking or
Smart Savings Account and use the balance in the linked account to cover the shortfall in your Essential
Checking account (up to the full balance of the linked account).
To link your Essential Checking account to another account, log in to your Bank of Internet USA account and
send us a secure message including the last five digits of the two account numbers you would like to
have linked together (regulations limit savings and money markets accounts to a maximum of six transactions