Overdraft Protection: A Financial Safety Net
Sometimes even the best laid plans can sometimes go awry. That's why Bank of Internet USA offers
Overdraft Protection as part of every Golden Checking account.
Overdraft Protection, you don't have to worry about having a check returned for insufficient
funds in your account due to an honest miscalculation. And if you never use your Overdraft
Protection? You pay
nothing at all.
Overdraft Protection by Linking Accounts
If you have a
Bank of Internet USA Smart Savings Account or
Smart Money Market Account, you can link it to your Golden Checking Account. Then you can use the
balance in the linked account if you ever have to cover a shortfall in your Golden Checking Account
(up to the full balance of the linked account).
To link accounts, log in to your account and send us a secure message indicating the last five digits of
the two account numbers you would like to have linked together (regulations limit savings and money markets
accounts to a maximum of
transactions per month).