The protection you need, when you need it
We all make mistakes from time to time. What happens when one of those mistakes results in an important check failing to clear? When you open a premier Platinum Checking account with Bank of Internet USA, you won't have to worry about that happening. Overdraft Protection will protect you from the risk of having important checks returned for lack of funds. Even better, if you don't use the Overdraft Protection that automatically comes with your Platinum Checking account, you won't pay a penny for it.
Overdraft protection by linking accounts
As with our Rewards Checking interest-bearing account and our CashBack Checking account options, you can link your Platinum Checking account to your Bank of Internet USA Savings or Money Market personal deposit accounts, and you can use the balance in the linked account to cover any shortage in your Platinum Checking account up to the full balance of the linked savings or money market account. Now that's true peace of mind.
To link your accounts: log in to your account and send us a secure message indicating the last five digits of the two account numbers you would like to have linked together (regulations limit savings and money markets accounts to a maximum of six transactions per month).