Checking, savings, and CDs
Home loans, refinance, home equity
Roth and Traditional IRAs
Experience the convenience and ease of online banking with the financial benefits of a premium, interest-bearing checking account, including
the ability to earn up to 1.25% APY1. The Rewards Checking account from Bank of Internet USA is our top-tier checking account, offering our highest interest rates, along with free online banking, and unlimited domestic ATM reimbursements.
The more conditions you meet, the more interest you earn.
For example, one condition will earn 0.4166% and two conditions will earn 0.8332%. Meet all three and you will earn the full 1.25% APY1.
Calculated at the Maximum Tiered Rate of 1.25% APY | Interest Compounded Daily
Use any ATM you want in the U.S. and we will refund any and all fees you are charged.
Fast, safe, and reliable money transfers between financial institutions. Learn More
Link your checking and savings accounts to prevent overdrafts fees. Learn More
Add an additional person to your account in two simple steps. Learn More.
Checking, Savings, and CD accounts are eligible to be opened by trustees. Learn More
It only takes 15 minutes. Please have a valid ID and your Social Security number ready.
(We're available Monday through Friday 7:00 A.M. - 6:00 P.M. PT)
Check the status of your application.
Take this quick quiz to see which one of our checking accounts is the best fit for you.