Experience the convenience and ease of online banking with the financial benefits of a premium, interest-bearing checking account, including
the ability to earn up to 1.25% APY1. The Rewards Checking account from Bank of Internet USA is our top-tier checking account, offering our highest interest rates, along with free online banking, unlimited domestic ATM reimbursements,
and exclusive cash back purchase rewards.
When you open a Rewards Checking account, you will have immediate access to a comprehensive suite of free online banking tools, including:
The more conditions you meet, the more interest you earn.
For example, one condition will earn 0.4166% and two conditions will earn 0.8332%.
Meet all three and you will earn the full 1.25% APY1.
Calculated at the Maximum Tiered Rate of 1.25% APY | Interest Compounded Daily
FinanceWorks™ money management software allows you to manage all of your checking, savings, and other financial accounts in a single location.
Send, request, and receive money securely. It's safe and secure, and as simple as sending an email or a text.
Green Dot® Reload @ the Register™
Conveniently deposit cash nationwide2 with your Bank of Internet USA Visa® Debit Card.
You're eligible for exclusive cash back offers when you use your Bank of Internet USA Visa® Debit Card. All you have to do is:
Log in to your account at Bank of Internet USA at www.mybankofinternet.com to let the savings begin.
If you have any questions about the cash back offers available with the Rewards Checking account, please don't hesitate to contact us by email at email@example.com or to call us toll free at 1-877-541-2634.
What happens if an important check does not clear due to a miscalculation? With Overdraft Protection from Bank of Internet USA, you don't have to worry about the answer to that question at all. Your check will clear. And if such a miscalculation never occurs and you don't need our Overdraft Protection, it won't cost you a single dime.
As with our Platinum Checking account, our other interest-bearing checking option, you can link your Rewards Checking account to an online savings or money market account, and use the balance in the linked account to cover any shortfall in your online checking account (up to the full balance of the linked account).
To set up overdraft protection, log in to your Bank of Internet USA account and send us a secure message indicating the last five digits of the account numbers of the two accounts you would like to have linked together. (Please note that regulations limit savings and money markets accounts to a maximum of six transactions per month.)