Rewards Checking

Earn up to 1.25% APY

Rewards Checking from Bank of Internet USA allows you to enjoy free checking with unlimited domestic ATM reimbursements while earning a high interest rate.

Platinum Checking

Earn up to 0.71% APY

With Bank of Internet USA Platinum Checking, you can make your money work smarter. Pay no monthly maintenance fee and take advantage of great rates and free online banking.

CashBack Checking

Earn up to 1.00% Cash Back

With CashBack Checking, you will benefit from no-fee checking while earning more cash back every time you use your Bank of Internet USA debit card at the places you love to shop.

Essential Checking

Get the Essentials

Essential Checking delivers the essentials and so much more. Experience online banking centered on simplicity, convenience, and superior customer service.

Golden Checking

A Checking Account for Those 55 and Older

If you are 55 or older, Golden Checking from Bank of Internet USA was designed with your unique financial needs and goals in mind. We can help you earn more while paying less.

First Checking

Earn up to 0.25% APY

Bank of Internet USA First Checking is a joint account for parents and teens with free online banking and no monthly maintenance, overdraft, or non-sufficient funds fees.

A compass guides the way just like our Checking Comparison tool


Which checking account is right for you?

Compare all Bank of Internet USA personal checking accounts to determine which one will best fit your needs and allow you to reach your financial goals.