Joint Accounts

Most of Our Accounts Can Have More Than One Owner

Getting Started

Bank of Internet USA offers the option of joint accounts on all checking and savings accounts with the exception of IRAs.

You can open a joint account for 2 members through one application. Each account owner will need to provide the following information:

  • Social security number along with a valid US driver's license or state-issued identification.
  • Primary contact information, including physical address, mailing address, telephone number(s), and email address.
  • The details of the account you are transferring money from to open your Bank of Internet USA checking account or savings account — if you will be making your initial deposit electronically.

For joint accounts with 3 or more members, open a joint account for 2 members and add additional account holders as you like.

Adding an Additional Account Owner

Adding an additional account owner is a simple two-step process:

Step 1: Complete the Change Request: Add an Account Owner form.

Step 2: Return the completed Addition of Account owner Change request for processing by:

  1. Secure Message: Login to Online Banking, click on Contact Us, and send a secure email with a scanned copy of the signed documents
  2. Fax to: 858-350-0443; or
  3. Mail to: Deposit Operations: New Accounts PO BOX 509127 San Diego, CA 92150-9948

Your change request will be reviewed within three business days on receipt of the Addition of account owner Change form.