Overdraft Protection

The Protection You Need, When You Need It

Overdraft Protection by Linking Accounts

What happens if an important check does not clear due to a miscalculation? With Overdraft Protection from Bank of Internet USA, you don't have to worry about the answer to that question at all. Your check will clear. And if such a miscalculation never occurs and you don't need our Overdraft Protection, it won't cost you a single dime.

You can link your accounts to your or account and use the balance in the linked account to cover any shortfall in your online checking account (up to the full balance of the linked account).

Our , , , , and accounts have no fees for overdraft protection.

Woman using laptop
hand holding cellphone

Setting Up Overdraft Protection

To set up overdraft protection:

  1. Log into Online Banking
  2. Click on Contact Us
  3. Send us a secure message indicating the last five digits of the account numbers of the Checking and Savings accounts you would like to link together.

(Please note that federal regulations limit savings and money market accounts to a maximum of six transactions per month. See our Deposit Account Agreement for details.)