Equal Housing Lender (EHL) Notice

For processing under Comptroller of the Currency regulations

Bank of Internet USA does business in accordance with federal fair lending laws.

UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

  • For processing under the Federal Fair Housing Act
  • Assistant Secretary for Fair Housing and Equal Opportunity
  • Department of Housing and Urban Development
  • 451 7th Street S.W.
  • Washington, DC 20410
  • For processing under Comptroller of the Currency regulations
  • Office of the Comptroller of the Currency
  • Customer Assistance Unit
  • 1301 McKinney Street, Suite 3450
  • Houston, TX 77010-9050

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

  • On the basis of race, color, national origin, religion, sex, marital status, or age
  • Because income is from public assistance; or
  • Because a right has been exercised under the Consumer Credit Protection Act.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

  • Office of the Comptroller of the Currency
  • Customer Assistance Unit
  • 1301 McKinney Street, Suite 3450
  • Houston, TX 77010-9050

Learn more at the U.S. Department of Housing and Urban Development (HUD) website.