SAFE Act & National Mortgage Licensing System (NMLS)

Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)

What is the SAFE Act?

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) is a federal law that was passed to protect consumers and reduce fraud on mortgage transactions. The SAFE Act requires that a banking institution and its Mortgage Loan Originators (MLOs) register with the Nationwide Mortgage Licensing System (NMLS).

BofI Federal Bank - Institutional NMLS Identification Number

The Institutional NMLS ID number of BofI Federal Bank, the parent bank of Bank of Internet USA, is 524995. Every federally insured depository is assigned a unique entity identification number.

Mortgage Loan Originators NMLS Identification Numbers

The individual NMLS ID number of each Mortgage Loan Originator (MLO) employed by BofI Federal Bank can be seen by visiting our page.

NMLS Website — Consumer Access Page

If you would like to learn more about the National Mortgage Licensing System and Registry, please visit the organization's official website at