We are here to guide you every step of the way

Whether this is your first time buying a home, or you are looking to refinance at a great rate, we are here to guide you every step of the way. We offer a wide range of mortgage products and our friendly mortgage consultants will help you secure the perfect loan. We were named Costco Top Service provider for 2012 for our exceptional dedication to service.

Here is what sets Bank of Internet USA apart from the rest:

Our Products Include: Purchase Loans, Refinance Loans, Conventional Loans, FHA Loans, VA Loans,Jumbo Loans, Reverse Mortgages, Home Equity Loans, and Portfolio Loans

Industry Leading Rates

Our unique branchless structure allows us to pass the savings on to our customers with exceptional rates

Quick Close

Our simple, streamlined process allows us to close your loan fast without the headaches of a drawn out process

Courteous Expert Mortgage Consultants

Our skilled team offers world class customer service to guide you every step of the way

Exclusive Savings for Costco members

Find out how you can save even more on lender fees just for being a Costco member

Wide range of mortgage products

No matter what your needs are, we probably have a loan for you

State of The Art Technology

Our paperless and secure loan application and processing software ensures a convenient and efficient process

  • 12/18/2013 ruzifamily
    Best company we have ever used for loan financing! Their sales rep Evan Lutz provided excellent customer service, working closely with our real estate agent to ensure all the financial details were coordinated promptly and efficiently. Our senior loan officer Ethan Landau did an outstanding job working with us to provide all the necessary documents for qualification. This awesome team was able to successfully complete our entire loan process in less than 30 days, allowing us to be in our new home before Christmas! We highly recommend Bank of the Internet for all your financial needs. Thanks Evan and Ethan, you’re the best!!!
  • 01/01/2014 user8185746
    I highly recommend Bank of Internet USA for a home mortgage. I was a first time homebuyer and new to the mortgage application process. Evan Lutz was patient, thorough, responsive, timely, and extremely helpful in advising me on the nuances of the process, and helping me get preapproved. Once I had a purchase contract, Ethan Landau, loan officer, facilitated my mortgage with the same level of professionalism, responsiveness, and patience. The entire process took less than 30 days, and there were no surprises in the end. I am 100% satisfied with Bank of Internet USA.
  • 12/12/2013 mjfa
    Had an awesome experience with this company. Refinanced my rental property, Alexandra in Sales was nice and persuaded me to refi. Got a very good rate, then their Senior load processor, Linda Prezioso, was patient and knowledgeable to get all things in place, and on time for final signing. She followed through and arranged for the signing at my convenience at my home. Thank you Linda and Alexandra.
  • 11/08/2013 omadzi
    Working with BofI was a pleasure. They were responsive, knowledgeable and I wouldn't expect anything less than excellent customer service by a company that is Costco's preferred lender. It was my first time buying a home and they were there to answer questions and explain everything clearly and patiently throughout the process. At first my Realtor was somewhat apprehensive about working with out of town lender, but now she calls BofI "Bank of Costco". Crystal and Whitney were excellent. No hesitation to recommend them.
  • 10/01/2013 user38665453
    We are very pleased by the exceptional services received so far. The loan officer, David Logreco, is the best and trustworthy loan consultant we have ever worked with. He was always courteous, professional, and honest during our loan application process. The loan processor, Ethan Landau, was very responsive and on top of our application, so that we were able to close our loan in 3 weeks by the deadline. Their expertise in this field as well as their willingness to go above and beyond in customer services has earned our trust. All in all, thanks to David, Ethan, and Bank of Internet USA Management!