Home Equity Options

Home Equity Loan, Line of Credit, or Cash Out Refinance: Which of these Bank of Internet USA Home Equity options best fits your financial needs and goals?

Use Your Home Equity to Help Finance Major Expenses

Over the years, you have built up equity in your home. Are you looking to tap into that equity for a major expense, or is it time to update or improve your home? A , , or may be just what you need. Find out which product is right for you:

Call 1.888.546.2634 to speak to a knowledgeable Mortgage Consultant who will personalize a loan package that is ideal for you.

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Get an Instant Rate Quote

Home Equity Line of Credit

  • Access your funds at anytime
  • Additional discounts available with banking relationships
  • HELOC Debit Card — Access your variable rate line of credit during the draw period

Home Equity Loan

  • Receive a fixed lump sum payment
  • Your interest rate is fixed for the life of the loan
  • 10 and 15 year terms available

Cash-Out Refinance

We offer industry leading rates for Cash-Out Refinances. Get an instant rate quote now by filling out the form on this page.

  • Receive a fixed lump sum payment
  • You can choose adjustable or fixed rate
  • 15 to 30-year terms available
  • Unlike home equity loans and lines of credit, this is a new 1st mortgage, not a 2nd mortgage