Home Equity Lending

Home Equity Loan, Home Equity Line of Credit (HELOC), or Cash-Out Refinance: Which of these Home Equity Lending options from Bank of Internet USA would best allow you to reach your financial goals?

Use Your Home Equity to Help Finance Major Expenses

Through years of making mortgage payments, you have built up equity in your home. As a homeowner, you can now use that equity to borrow funds for major expenses, such as home improvements, traveling, or education costs. Each Home Equity Lending product available from Bank of Internet USA, including , , and , offers a unique way to access the equity you have in your home. Find out which product is right for you:

Call 1.888.546.2634 to speak to a knowledgeable Mortgage Consultant who will personalize a loan package that is ideal for you.

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Home Equity Line of Credit Benefits at a Glance

  • Access your funds at anytime, and pay interest only on the funds you use.
  • Additional discounts are available with banking relationships.
  • The HELOC Debit Card allows you to access your variable rate line of credit during the draw period.

Home Equity Loan Benefits at a Glance

  • You'll receive a fixed lump sum payment.
  • Your interest rate will be fixed for the life of the loan.
  • 10- and 15-year terms are available.

Cash-Out Refinance Benefits at a Glance

  • We offer a comprehensive range of Mortgage Refinance options, as well as industry-leading interest rates for Cash-Out Refinances.
  • You'll receive a fixed lump sum payment.
  • You can choose between
  • 15- to 30-year terms are available.
  • Unlike home equity loans and lines of credit, a mortgage refinance is a new first mortgage, not a second mortgage.
  • You can get an instant mortgage refinance rate quote by filling out the form at the top of this page.