Million Dollar Loans

Bank of Internet USA specializes in Million Dollar Home Loans, high-value, non-conforming mortgages customized to meet the unique needs of homebuyers who require large loans to secure high-priced properties.

Mortgages $1 Million and Over

The decision to borrow $1 million or more to purchase a home is obviously a major one. It pays to work with a bank that specializes in customizing large, non-conforming loan packages for homebuyers with unique needs such as yours. Bank of Internet USA is one of the most reputable and trusted Million Dollar Mortgage lenders in the nation. Homebuyers throughout the country choose Bank of Internet USA for their high-value loans because:

Call 1.888.546.2634 to speak to a knowledgeable Mortgage Consultant who will create a million-dollar loan that is just right for you.

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Are You Shopping for a Million Dollar Loan?

If you are in the market for a Million Dollar Loan, Bank of Internet USA can craft a solution to your precise needs. Our mortgage team has extensive experience in customizing , , and with highly competitive rates for amounts of up to $5,000,000, and even more under certain circumstances.

Bank of Internet USA showcases unique programs on Million Dollar Loans for asset utilization, foreign nationals, pledged assets, and entity vesting, and can provide you with large loan solutions that you will not find at other banks. We welcome the opportunity to work with borrowers whose complex loan scenarios might preclude them from being considered for the mortgage they need by other lenders.

Million Dollar Loan Highlights

  • Exception-Based LendingWe look for good reasons to approve qualified individuals for loans rather than dismissing entire groups of applicants based on arbitrarily strict qualifications.
  • Flexible Qualification Options – Our qualification options include Asset Utilization, which allows you to use your liquid assets to assist in meeting full doc debt-to-income ratio (DTI) requirements, and Pledged Assets, which allows you to finance up to 90% of a home’s value by pledging security assets or savings in lieu of a down payment.
  • Entity VestingYou can vest the title of your property into an LLC, Trust, Partnership, or Sub S Corporations to structure or protect your assets.
  • Large Loan AmountsWe fund mortgages of up to $5 million, and even more under certain circumstances.
  • Flexible TermsInitial 5-, 7-, and 10-year fixed options are available.

It is rare to find a bank that specializes in Million Dollar Loans. . We are proud to bring our highly efficient, customer-centered approach to banking to this niche market. If you are in need of a Million Dollar Loan, the first step is to get in touch with one of our experienced Mortgage Consultants at 1-888-546-2634 today.