Checking, savings, and CDs
Home loans, refinance, home equity
Roth and Traditional IRAs
Bank of Internet USA is nationally recognized for its Portfolio Loans, flexible, custom-built mortgages that are created to meet the unique financial needs of individual homebuyers. We offer a variety of home loan options, specializing in Jumbo Adjustable Rate Mortgages (ARMs) in particular.
The Portfolio Loan Program from Bank of Internet USA offers many benefits, including:
Call 1.888.546.2634 to speak to a knowledgeable Mortgage Consultant who will find a portfolio loan solution that is just right for you.
Through our nationally recognized, industry-leading Portfolio Loan program, Bank of Internet USA is able to provide flexible, customized mortgage solutions to our customers. We take an innovative approach to creating each Portfolio Loan, looking for the most effective ways to meet the individual needs of each home buyer on loan amounts ranging from $300,000 to $5 million, or even higher under certain circumstances.
Our personalized approach to the loan process accommodates complex financial structures, high loan amounts, and unique properties. Our underwriting is built upon the philosophy that you have to look beyond the numbers to determine the true value and risk of a loan.
Our mortgage specialists use the most advanced technology available to process your Portfolio Loan, ensuring optimal accuracy and efficiency, without a shred of paper being used. Turn times for approval and processing are significantly reduced through 100% imaging of all loan documents.
Our team of Mortgage Consultants will guide you through the mortgage approval process and work with you to structure a customized Portfolio Loan that best suits your unique financial needs and goals. We will strive to provide you with exceptional service as you navigate the process of buying a home, from application to closing.