Super Jumbo Loans

Mortgage Loans of $5 Million or More

Bank of Internet USA is the premier provider of Super Jumbo Loans, mortgages that greatly exceed conforming loan limits and can reach up to $5 Million or more. We are experts at creating custom mortgage solutions and flexible qualifications options to accommodate significantly larger loan amounts.

Super Jumbo Loan Benefits

A Super Jumbo Loan from Bank of Internet USA may be the right option if you:

  • Are looking for a mortgage valued at between $1 million and $5 million, and possibly even more under certain circumstances
  • Prefer a quick and easy online loan application to traditional loan paperwork
  • Want to take advantage of flexible qualifications
  • Want to choose between highly competitive fixed-rate or adjustable rate mortgage (ARM) options
  • Currently have a Super Jumbo ARM and wish to explore the possibility of saving money by refinancing to a Fixed Rate Super Jumbo Mortgage
  • Are interested in interest-only mortgage options
  • Want the peace of mind that comes from working with the premier Jumbo Mortgage lender in the nation

Call 1.888.546.2634 to speak to a knowledgeable Bank of Internet USA Jumbo Mortgage Loan Consultant who will customize a Super Jumbo Loan package that is just right for you.

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What Is a Super Jumbo Loan?

A Super Jumbo Loan is a for a larger than average amount. At Bank of Internet USA, we classify home loans beginning at $1 million as Super Jumbo Mortgages, and will fund amounts up to $5 million, and possibly more on a case-by-case basis. Super Jumbo Loans , and therefore don’t have to meet the standard guidelines set forth by Fannie Mae and Freddie Mac.

in Super Jumbo Loans and and can tailor a Super Jumbo mortgage that is customized to meet your specific home ownership needs.

Super Jumbo Loan Benefits

Because Bank of Internet USA is a leader in originating Super Jumbo Loans, you’ll be working with a team of real estate experts familiar with the luxury home market and adept at creating to fit a variety of needs, whether you're looking to or .

Rather than a one-size-fits-all methodology, we use a highly efficient online model and a "makes sense" underwriting approach to meet your specific Super Jumbo Loan needs. We truly want to say yes!

Our Super Jumbo Mortgage Loans offer many benefits, including:

  • Loan amounts of up to $5,000,000 or even higher, on a case-by-case basis
  • Fast and easy online application process
  • Flexible qualification options, including asset utilization (borrowers may use their liquid assets to assist in meeting full doc debt-to-income [DTI] ratio requirements) and pledged assets (borrowers may finance up to 90% of a home’s value by pledging security assets or savings in lieu of a down payment)
  • Highly competitive fixed and adjustable rate Jumbo Mortgage options
  • Interest-only options to facilitate cash flow management
  • Availability to
  • Entity Vesting - The title of the home can be vested in an LLC, trust, partnership, or sub S corporation for the flexibility of structuring or the security of protecting your assets

If you need a Super Jumbo Mortgage Loan, we encourage you to reach out to a Bank of Internet USA at 1.888.546.2634 to find the mortgage solution that’s just right for you.