Super Jumbo Loan Benefits
Because Bank of Internet USA is a leader in originating Super Jumbo Loans, you’ll be working with a team of real estate experts familiar with the luxury home market and adept at creating customized portfolio mortgage programs to fit a variety of needs, whether you're looking to purchase a home or refinance your current mortgage.
Rather than a one-size-fits-all methodology, we use a highly efficient online model and a "makes sense" underwriting approach to meet your specific Super Jumbo Loan needs. We truly want to say yes!
Our Super Jumbo Mortgage Loans offer many benefits, including:
- Loan amounts of up to $5,000,000 or even higher, on a case-by-case basis
- Fast and easy online application process
- Flexible qualification options, including asset utilization (borrowers may use their liquid assets to assist in meeting full doc debt-to-income [DTI] ratio requirements) and pledged assets (borrowers may finance up to 90% of a home’s value by pledging security assets or savings in lieu of a down payment)
- Highly competitive fixed and adjustable rate Jumbo Mortgage options
- Interest-only options to facilitate cash flow management
- Availability to foreign nationals
- Entity Vesting - The title of the home can be vested in an LLC, trust, partnership, or sub S corporation for the flexibility of structuring or the security of protecting your assets
If you need a Super Jumbo Mortgage Loan, we encourage you to reach out to a Bank of Internet USA Mortgage Consultant at 1.888.546.2634 to find the mortgage solution that’s just right for you.