Super Jumbo Loans

Bank of Internet USA is the premier provider of Super Jumbo Loans, mortgages that greatly exceed conforming loan limits established by Fannie Mae and Freddie Mac. Super Jumbo Mortgages can reach up to $5 Million, or even exceed that amount under certain circumstances.

Mortgages That Live Up to Their Name

A Super Jumbo Loan from Bank of Internet USA may be the right mortgage option for you if you:

  • Are looking for a mortgage valued at between $1 million and $5 million, and possibly even more under certain circumstances
  • Prefer a quick and easy online loan application to traditional loan paperwork
  • Want to take advantage of flexible qualifications
  • Want to choose between highly competitive mortgage (ARM) options
  • Currently have a Super Jumbo ARM and wish to explore the possibility of saving money by Super Jumbo Mortgage
  • Are interested in options
  • Wish to have the peace of mind of knowing you're working with in the nation

Call 1.888.546.2634 to speak to a knowledgeable Bank of Internet USA Jumbo Mortgage Loan Consultant who will customize a Super Jumbo Loan package that is just right for you.

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What Is a Super Jumbo Loan?

A Super Jumbo Loan is a for a larger than average amount. At Bank of Internet USA, we classify home loans beginning at $1 million as Super Jumbo Mortgages, and will fund amounts up to $5 million, and possibly more on a case-by-case basis. Super Jumbo Loans , and therefore don’t have to meet the standard guidelines set forth by Fannie Mae and Freddie Mac.

in large Super Jumbo Loans and , and can tailor a Super Jumbo loan that is customized to meet your home ownership needs today.

Super Jumbo Loan Benefits

Because Bank of Internet USA is a leader in originating Super Jumbo Loans, you’ll be working with a team of real estate experts familiar with the luxury home market and adept at creating to fit a variety of needs, whether you're looking to or .

Rather than a one-size-fits-all methodology, we use a highly efficient online model and a "makes sense" underwriting approach to meet your specific Super Jumbo Loan needs. We truly want to say yes!

Our Super Jumbo Mortgage Loans offer many benefits, including:

  • Loan amounts of up to $5,000,000 or even higher, on a case-by-case basis
  • Fast and easy online application process
  • Flexible qualification options, including asset utilization (borrowers may use their liquid assets to assist in meeting full doc debt-to-income [DTI] ratio requirements) and pledged assets (borrowers may finance up to 90% of a home’s value by pledging security assets or savings in lieu of a down payment)
  • Highly competitive fixed and adjustable rate Jumbo Mortgage options
  • Interest-only options to facilitate cash flow management
  • Availability to
  • Entity Vesting - The title of the home can be vested in an LLC, trust, partnership, or sub S corporation for the flexibility of structuring or the security of protecting your assets

If you need a Super Jumbo Mortgage Loan, we encourage you to reach out to a Bank of Internet USA at 1.888.546.2634 so that we can use our individualized approach to find the mortgage solution that’s just right for you.