Mortgages

Your Home for Low Mortgage Rates and Exceptional Customer Service

Bank of Internet USA offers a comprehensive range of mortgage solutions. Whether you are looking to buy a new home or refinance your current home loan, we will help you find the mortgage that is precisely right for your needs.

Buying a Home

A Comprehensive Homebuyer's Guide

Buy your home with confidence with guidance from our trusted mortgage specialists. The Bank of Internet USA Guide to Buying a Home features educational resources, helpful tips, and insights into the home purchase and financing processes for first-time and experienced home buyers alike.

Refinance

Refinance Your Mortgage

If you have an existing mortgage, then refinancing your mortgage could be an excellent way to reduce your interest rate, , and improve your terms. Let a friendly, experienced Bank of Internet USA Mortgage Consultant show you how you can save money through a mortgage refinance.

Home Equity

Use the Equity in Your Home

If you need money for an investment or large purchase, you can use the equity you've built up in your home to your financial advantage. We can help you find the best way to use your home equity, whether it's through a Home Equity Loan, a Home Equity Line of Credit (HELOC), or a Cash-Out Refinance.

Mortgage Options

Custom Mortgage Products

Bank of Internet USA offers a comprehensive range of custom mortgage products that can be tailored to your unique financial needs and goals as a homebuyer. Explore such mortgage options as , , , and to find the one that's right for you.

Mortgage Rates

Industry-Leading Low Mortgage Rates

At Bank of Internet USA, our innovative branchless banking model allows us to offer industry-leading low mortgage interest rates. That's just one of the advantages of banking with our experienced mortgage specialists.

Costco Members

Costco Members Mortgage Services

Bank of Internet USA is a Preferred Lender for Costco Members. This means that if you are a Costco member, you can benefit from exclusive mortgage deals from Bank of Internet USA. See how much you can save!

Why Bank of Internet USA?

Here are just a few of the reasons that is your best choice for mortgage loans:

Low Mortgage Rates

Our unique branchless structure allows us to save money, which we pass along to you in the form of lower mortgage rates. Use our to learn how our low rates will affect your future mortgage payments.

Award-Winning Service

An experienced Bank of Internet USA is always ready to help you throughout the mortgage and process. Simply call us at 1-888-546-2634.

Loans That Fit Your Needs

All of our mortgage options can be customized to your personal needs, including home loans that such as .

Makes-Sense Underwriting

Our personalized lending approach accommodates complex financial structures, high loan amounts, and unique properties.

Quick Close-of-Escrow

Our allows us to close your loan quickly without the headaches of a long drawn-out escrow process.

Bank of Internet Home Loans - Get an Instant Rate Quote

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