*The Annual Percentage Yield (APY) is accurate as of . The interest rate and corresponding APY for savings and money market accounts are variable and are set at our discretion. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
1Reload @ the Register is a service independent of BofI Federal Bank. Reload @ the Register is provided by Green Dot. Green Dot is a registered trademark of Green Dot Corporation.
Maintain an average daily collected balance of $5000.00 or more at the end of your statement cycle the stated Tier 2 interest rate will apply; otherwise, the stated Tier 1 interest rate will apply.
We use the daily balance method to calculate the interest in your account. This method applies a daily periodic rate to the daily collected balance in your account. The Collected Balance is the balance of all deposits in your account on which we have received credit for the deposited funds (determined by the availability schedule of our Federal Reserve Bank for non-cash items). All Checking and Savings accounts are variable rate accounts. Please refer to the Deposit Account Agreement and Disclosure for further information.