Think again! Rewards Checking comes with unlimited ATM reimbursements1, free Bill Pay, free cash-back Purchase Rewards and free FinanceWorks™ money management software. Plus you can earn up to 1.25% APY* on all balances $150,000 or less and it only takes $100 to open!
“ The people at Bank of Internet USA are the most courteous, understanding and considerate individuals that I had ever had dealings with at a financial institution. ”
Which Bank of Internet USA Checking account best fits your needs? Compare them side-by-side then open an account online.
Minimum Opening Deposit
Interest Compounded Daily
Cash Back for Debit Purchases
No Minimum Balance
No Maintenance Fees
Free Online Bill Pay
Free Mobile Banking
Free Text Banking
Free Check Writing
Free Purchase Rewards
Free Online Statements
Free Online Check Images
Free Online Inter-Account Transfers
Available Visa® Debit Card
Did you know? You're eligible for exclusive cash back offers when using your Bank of Internet USA Visa® Debit Card at the types of places you like to shop.
Log in to Bank of Internet USA at www.mybankofinternet.com and let the savings begin.
If you have questions, please don’t hesitate to contact us by email at email@example.com or call us toll free on 1-877-541-2634.
View Purchase Rewards video here.
What happens if you accidentally bounce an important check? With Overdraft Protection from Bank of Internet USA, your important check doesn’t bounce at all. It’s exactly the peace of mind you need. Best of all, if you never use our Overdraft Protection, it doesn’t cost you a thing.
Link your online checking account to an online savings or money market account, Use the balance in the linked account to cover the shortfall in your online checking account (up to the full balance of the linked account).
To set up: log in to your account and send us a secure message indicating the last 5 digits of the two account numbers you would like to have linked together. (Regulations limit savings and money markets accounts to a maximum of 6 transactions per month.)
Open An Account
Bank of Internet USA is here to make your banking experience as simple and convenient as possible. If you have any questions about the Rewards Checking account, chances are, we’ve answered them here. You can access a more comprehensive list of FAQs by clicking here. Alternatively, you can ask us a question by contacting us here.
Bank of Internet USA will send an initial starter kit containing 50 checks free of charge if you order them during the application process. Otherwise you can re-order checks online using the following directions:
Bank products and services are offered by BofI Federal Bank. All deposit accounts through BofI Federal Bank brands are FDIC insured through BofI Federal Bank. All deposit accounts of the same ownership and / or vesting held at BofI Federal Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through BofI Federal Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and / or vesting at BofI Federal Bank. For more information click here.