Smart Savings Account

High-yield savings without high fees

When you open a high-yield Smart Savings Account with Bank of Internet USA, you'll be able to grow your savings quickly with interest compounded daily. There are no monthly maintenance fees or minimum balance requirements, just premium interest rates that you can count on. In addition to a 1.30% APY1,2, you'll benefit from easy account management, convenient online banking, and the peace of mind of knowing that you're entrusting your savings dollars to an FDIC-insured financial institution.

The Benefits

  • Earn a 1.30% APY1,2
  • No monthly maintenance fees
  • No minimum monthly account balance requirements
  • Free ATM card upon request

Free Online Banking

When you open a high-yield Smart Savings Account with Bank of Internet USA, you'll have access to a suite of free designed to simplify your finances, including:

Father and son fishing
 

Compare Savings Accounts

Smart Savings account holder napping with his infant son

Smart Savings

Couple with a Smart Money Market account

Smart Money Market